Identify Theft Toolkit

Par (auteur) John Lenardon
Catégories: Virus informatiques, Sécurité informatique, Informatique
Séries: Reference Series
Éditeur: Self-Counsel Press
Paperback : 9781551806891, 160 pages, Janvier 2006

Table des matières

1 WHAT IS IDENTITY THEFT? 1
What Does Personal Information Include? 3
Identity Theft and Technology 4
How Do Identity Thieves Steal Information? 5
What Happens to Your Personal Information? 5
Detecting Identity Theft 7
How Safe Is Your Identity? 8
How This Book Can Help You 10
2 PREVENTING IDENTITY THEFT 13
When You Give Your Information Away 13
How good is a company’s privacy policy? 16
Opting out 19
Threats at Work 20
What your employer can do to protect your
information 21
What you can do to protect your information 22
v
CONTENTS
Shopping Securely 23
Check Washing 25
Computer Protection 26
Guard your laptop 26
Secure your wireless connections 28
Keep safe on the Internet 28
Watch for phishing scams 32
Protect yourself during online transactions 35
Hackers 36
PDAs (Personal digital assistants) 37
Discard your computer with care 38
What Your Children Need to Know 38
Children’s friends 39
Children and the Internet 39
Protecting Your Home 40
Mail 40
Trash 41
Telephone 41
Credit and Debit Cards 42
Car Risks 43
The Threat You Carry 44
On Vacation and Still at Risk 44
The Danger Card (SSN/SIN) 46
Canadian Firearms License 48
Identity Theft Insurance 49
“Say No” to Identity Theft 49
3 WHAT TO DO IF YOU BECOME A VICTIM 51
Document Everything 52
Track Your Investigation 53
Get the Help You Need 54
vi Identity theft toolkit
Whom You Should Contact 55
Financial institutions 55
Police 56
Personal service providers 57
Government departments 57
Be Sure to Follow Up 58
Summary 59
4 REPORTING AN IDENTITY THEFT 61
Law Enforcement 61
Financial Reporting 62
Financial institutions 62
Credit card companies 62
Debit cards 63
Check cashing 63
Student loan fraud 64
Bankruptcy fraud 65
Department store accounts 65
Investment fraud 66
Government Agencies 68
Tax fraud 68
Driver’s license 69
SSN or SIN fraud 69
Passport fraud 71
Old Age Pension fraud 72
Criminal Records 74
United States 74
Canada 75
Canadian Firearms License 75
Personal Reporting 76
Phone fraud 76
Calling cards 78
Contents vii
Utility fraud 78
Mail theft 78
Internet fraud 78
Help Track Identity Theft 80
United States Federal Trade Commission 80
PhoneBusters Canada 80
5 YOUR CREDIT REPORT 81
Credit Report Suspicions 83
United States Credit Bureaus 84
Fraud alert 84
Your rights 85
Free credit reports 87
Free active duty alerts for military personnel 88
Credit report fees 88
TransUnion 89
Equifax 97
Experian 99
Canadian Credit Bureaus 102
Fraud alerts 103
TransUnion Canada 103
Equifax Canada 111
6 FORMS FOR DEALING WITH IDENTITY THEFT 115
ID Theft Victim Information Form 118
Contact Checklist 123
Law Enforcement Contact Form 125
Main Financial Institutions Contact Form 126
Additional Financial Contacts Form 127
Credit Card Companies Contact Form 128
Department Stores Contact Form 129
Driver’s License Contact Form 130
viii Identity theft toolkit
SSN or SIN Information Contact Form 131
Passport Contact Form 132
Telephone Companies Contact Form 133
Utility Companies Contact Form 134
Other Services Contact Form 135
Post Office Contact Form 136
Medical Information Contact Form 137
Equifax United States Contact Form 138
TransUnion United States Contact Form 139
Experian United States Contact Form 140
Equifax Canada Contact Form 141
TransUnion Canada Contact Form 142
Sample Letter to a Credit Reporting Agency 143
Sample Letter to Existing Creditors 144
Sample Confirmation Letter 145
Quick List of US Contacts 146
Quick List of Canadian Contacts 147
CHECKLISTS
Your Identity Risk Test 9
Identification Document Checklist 45
SAMPLES
Sample Phishing E-mail 32
Sample Credit Report from TransUnion (US) 92
Sample Credit File Request Form from TransUnion 105
Sample Credit Report from TransUnion (Canada) 107
TABLES
Identity Risk Test Results 10
Examples of Breach of Privacy 18
Current Rates for a Personal Credit Report 89

La description

Identity theft is the fastest-growing nonviolent crime in North America today. If you or members of your family become victims, it will take months or years to get your life back. You could lose your credit rating, or get a criminal record. Some women have even become married without their knowledge!